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The Laws Governing Car Accidents in Massachusetts

In Boston, Massachusetts, personal injury attorneys have filed and represented numerous victims of drunk drivers. Throughout the entire state, there is a wide need for such attorneys as more and more victims are clamoring for coverage for their medical costs, lost income, and other sorts of damages. 171 out of the 442 auto accidents have been filed to be DUIs (this is according to the 2005 Massachusetts traffic records).

Statistics also prove further that thousands of Massachusetts drivers have been involved in many serious motorists’ accidents (numbers go up as high as 87,000 drivers who suffered from accidents from the years 2002 until 2007). A Boston car accident lawyer definitely has a lot of work up his sleeves as there are more victims that suffer needlessly each year. His job requires that he would file the police report for the victim and that he would also be the one responsible in filing a case at court (one that would fetch the coverage for the damages sustained by the victim).

For people who have already encountered auto accidents in the state of Massachusetts, they would also be able to attest that there are some laws there that could be bent by the guilty party if not known to the aggrieved individual. For a driver who becomes injured or encounters a car accident in Massachusetts, there are some possibilities that he would file for an underinsured motorist claim—more so if the driver who caused the injury does not have sufficient BI or bodily insurance.

BI’s cover for the expenses incurred during injuries and when these are not sufficient to pay for such expenses, the aggrieved party’s recourse is to look for his car insurance carrier’s benefits for the underinsured motorist. Unfortunately, Massachusetts law dictates that before filing for such, the injured party should first obtain permission from his car insurance carrier before the settlement of claims with the guilty driver’s bodily injury carrier. Another thing, the aggrieved party can only be entitled to underinsured benefits when his coverage surpasses the BI of the driver who caused the injury.

These are just some of the reasons why a Boston car accident attorney should have sufficient knowledge of the Massachusetts set of traffic laws. There are a lot of accidents out there on the road that are still waiting to happen and it is these lawyers’ responsibility to settle all such commotions in an orderly manner. Without the assistance of car accident lawyers, people would just tend to point at each others’ faults and refuse to settle—and that is an alarming scenario.

The Laws Governing Car Accidents in Massachusetts / Author: Caitlina Fuller

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